The guidance and/or advice contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK only.
Moneypoint Finance Limited
Fernbank House
Tytherington Business Park
Macclesfield
Cheshire
SK10 2XA
1. THE FINANCIAL CONDUCT AUTHORITY (FCA)
The FCA is the independent watchdog that regulates financial services. Commercial loans are not regulated by the FCA.
2. WHOSE MORTGAGES DO WE OFFER?
We only offer mortgages from a limited number of selected lenders. Ask for a list of the lenders we offer mortgages from.
3. WHICH MORTGAGE SERVICE WILL WE PROVIDE YOU WITH?
We will advise and make a recommendation for you after we have assessed your needs.
4. WHAT WILL YOU HAVE TO PAY US FOR OUR SERVICES?
There will be a fee charged for mortgage advice. Our typical fee is 3% of the amount requested for all types of mortgages with a minimum charge of £1495. (EXAMPLE a £50,000 mortgage advance the fee payable would be £1500).All advice fees are payable upon completion. Rural Finance is charged at 5% of the advance with a minimum charge of £1495.
OUR PERMITTED BUSINESS IS ARRANGING MORTGAGES AND GENERAL INSURANCE.
You can check this on the FCA’s Register by visiting the FCA’s website – www.fca.org.uk/ register or by contacting the FCA on 0800 116768
6. WHAT TO DO IF YOU HAVE A COMPLAINT.
If you wish to register a complaint, please contact us: Telephone 01625 425600
By mail – enquiries@moneypointfinance.co.uk
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk
7. ARE WE COVERED BY THE FINANCIAL SERVICES COMPENSATION SCHEME (FSCS)?
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Mortgage advising and arranging is covered for 100% of £50,000 of the claim and Insurance is 90% of the claim with no upper limit.
8) DO WE OFFER DEBT MANAGEMENT SERVICES?
No we do not offer Debt Management Services.
