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The guidance and/or advice contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK only.

It doesn't matter how many people own their own property, it is still often difficult for many to get a mortgage. So the search for mortgages can result in much frustration, and many unforeseen challenges.

You have arrived at the right place. We specialise in providing problem mortgages and problem re-mortgages. We can help overcome these challenges and get you the best deal for your individual circumstances and needs. In short the problem mortgages market breaks down into these main areas. The impaired or non-standard mortgage sector or sub prime credit market where the applicant may have had adverse information registered in the credit reference agency files.

This involves those with an imperfect credit history, with maybe a few County Court Judgments, previous mortgage arrears or have been made redundant and you may have had to make reduced payments to your current lenders. If this is the case you will need a problem mortgage. These minor mistakes can find their way onto your credit history report. An entry in your credit file can result in being turned down for a mortgage by the high street lenders.

Not a problem! As a leading problem mortgage provider it is possible for us to arrange a suitable mortgage for people even if they have adverse credit registered against them. Don’t let finding a problem mortgage be your mortgage problem.

We can help and from our panel of lenders we find the best deal for your circumstances. So call us today or complete our online express application form now. Were here to help with that problem mortgage. Call us on 01625 503000, or apply here.


About Adverse Credit Mortgages About Remortgages About Right to Buy Mortgages

The overall cost for comparison is 6.1% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration. Adding existing debts to your mortgage will both extend the repayment term and increase the overall cost of the debt.

There will be a fee charged for mortgage advice. Our typical fee is £2500 for all types of mortgages except Lifetime Mortgages, which will be charged at £395 + 2% of the total loan amount. Example: a £50,000 lifetime mortgage loan, the fee payable would be £395 + 2% of £50,000 (£1,000) = £1,395. All advice fees are payable upon completion. Moneypoint Finance Limited is authorised and regulated by the Financial Services Authority, and is entered on the FSA register (www.fsa.gov.uk/register/home.do) under reference 303863.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Calls may be recorded for training and monitoring purposes.