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The guidance and/or advice contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK only.

Many mortgage applications are turned down each year and these days it is quite common. This could be because of a minor simple mistake like a CCJ or a default. However, mistakes can find their way onto your credit record, a fall in your credit rating can result in being turned down for a conventional mortgage. You will need to look for a poor credit mortgage.

Over 3m people in Britain have a County Court Judgment (CCJ) on their credit record. And approx 2 million people have had mortgage arrears at some point. No problem! As UK poor credit mortgage specialists it is often possible for us to arrange a suitable mortgage for people even if they have existing poor credit registered against them.

So whilst most lenders look at the past, we look at the future to solve your mortgage requirements. So even if you are self-employed or employed but unable to prove your income, we can help. Even if you are with a non standard lender at present, we may be able to reduce your present payments.

Phone us today or complete our express on line application form for the poor credit mortgage you are looking for. Call us on 01625 503000, or apply here.

About Adverse Credit Mortgages About Remortgages About Right to Buy Mortgages

The overall cost for comparison is 6.1% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration. Adding existing debts to your mortgage will both extend the repayment term and increase the overall cost of the debt.

There will be a fee charged for mortgage advice. Our typical fee is £2500 for all types of mortgages except Lifetime Mortgages, which will be charged at £395 + 2% of the total loan amount. Example: a £50,000 lifetime mortgage loan, the fee payable would be £395 + 2% of £50,000 (£1,000) = £1,395. All advice fees are payable upon completion. Moneypoint Finance Limited is authorised and regulated by the Financial Services Authority, and is entered on the FSA register (www.fsa.gov.uk/register/home.do) under reference 303863.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Calls may be recorded for training and monitoring purposes.