The guidance and/or advice contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK only.
People with a history of defaults, mortgage arrears, late payments, bankruptcy or County Court Judgements, (CCJs) are often described as requiring an adverse credit mortgage. Whether you are employed or self employed, are unable to prove your income fully or have experienced credit problems or mortgage arrears we can help you to get the mortgage you are looking for at competitive rates and on terms that suit you. Call us on 01625 503000, or apply here.
We offer non status mortgages without the need to provide proof of income or previous mortgage history. With non status mortgages there is no need to supply wage slips, accounts, bank statements or any other evidence of earnings usually required in the high street. Call us on 01625 503000, or apply here.
There are Over 2m people in the UK that have a County Court Judgment (CCJ's) on the credit register, and millions of people have had mortgage arrears at some time. Not a problem! As a leading problem mortgage provider it is possible for us to arrange suitable mortgages for people even if they have adverse credit registered against them. Don’t let finding a problem mortgage be your mortgage problem. Call us on 01625 503000, or apply here.
If you're looking for a self-employed mortgage, you may have irregular income or multiple jobs, you're probably one of many who know you can afford a mortgage, but have difficulty proving your income. Fortunately there are a number of competitive self- certification mortgage products or self- cert mortgages available, depending on your individual needs. Call us on 01625 503000, or apply here.
The overall cost for comparison is 8.9% APR
APR is variable and based on a usual case.
Adding existing debts to your mortgage will both extend the repayment term and increase the overall
cost of the debt. No Upfront fees. A fee is charged upon completion. Our fee will depend upon your circumstances, an
indication is for advances up to £250,000 the charge will be £2500. For advances between £250,000-£350,000
the charge will be £2950. For advances over £350,0000 the charge will be 1% of the sum borrowed (i.e £3500).
Early repayment charges may apply. They will vary depending on the mortgage you choose.
Moneypoint Finance Limited is authorised and regulated by the Financial Services Authority, and is
entered on the FSA register (www.fsa.gov.uk/register) under reference 303863.
Your home may be repossessed if you do not keep up repayments in a mortgage or any other debt secured on it.
Calls may be recorded for training and monitoring purposes.