The guidance and/or advice contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK only.
Over the last 10 years the number of homeowners falling behind with their mortgage payments has fallen from about half a million to just 108,000, the number of repossessed homes has also dropped sharply from more than 70,000 in 1991 to 10,000 in 2002, according to the report from the Building Societies Association.
They say the drop in homeowners falling into mortgage arrears was the result of lower interest rates, higher levels of employment, and more sensitive and responsible lending practices by building societies. But where do you go if you have had mortgage arrears in the past? Call us on 01625 503000, or apply here.
Here we assist people who may have had past or present mortgage arrears. We treat all applications sympathetically and with understanding to your requirements and needs. If you are self-employed or are unable to prove your income we can still help so don't delay phone us today or complete our express on line application form now. You have nothing to lose. Call us on 01625 503000, or apply here.
The overall cost for comparison is 6.1% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration. Adding existing debts to your mortgage will both extend the repayment term and increase the overall cost of the debt.
There will be a fee charged for mortgage advice. Our typical fee is £2500 for all types of mortgages except Lifetime Mortgages, which will be charged at £395 + 2% of the total loan amount. Example: a £50,000 lifetime mortgage loan, the fee payable would be £395 + 2% of £50,000 (£1,000) = £1,395. All advice fees are payable upon completion. Moneypoint Finance Limited is authorised and regulated by the Financial Services Authority, and is entered on the FSA register (www.fsa.gov.uk/register/home.do) under reference 303863.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Calls may be recorded for training and monitoring purposes.