The guidance and/or advice contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK only.
Many people in the UK have trouble getting a mortgage, and this may be because they have experienced credit difficulties in the past. If you have some bad credit on your credit file you may need to look for a mortgage lender that specialises in lending to people who are in your situation. Most major banks do not arrange bad credit mortgages so if you have been refused a mortgage by the high street banks it is not the end of the world. The application could have been turned down for any number of reasons. Call us on 01625 503000, or apply here.
You may have experienced periods of redundancy and fallen behind with payments during a difficult period. These missed or under-payments can appear as defaults on your credit report. The most serious problem for lenders is falling behind with your existing mortgage and loan payments. Call us on 01625 503000, or apply here.
Whether you are employed or self employed, are unable to prove your income fully or have had experienced credit problems, mortgage arrears or any bad credit, we can help with the bad credit mortgages you are looking for at competitive rates and on terms to suit your own circumstances. So phone us today or complete the express application form on line. Call us on 01625 503000, or apply here.
The overall cost for comparison is 8.9% APR
APR is variable and based on a usual case.
Adding existing debts to your mortgage will both extend the repayment term and increase the overall
cost of the debt. No Upfront fees. A fee is charged upon completion. Our fee will depend upon your circumstances, an
indication is for advances up to £250,000 the charge will be £2500. For advances between £250,000-£350,000
the charge will be £2950. For advances over £350,0000 the charge will be 1% of the sum borrowed (i.e £3500).
Early repayment charges may apply. They will vary depending on the mortgage you choose.
Moneypoint Finance Limited is authorised and regulated by the Financial Services Authority, and is
entered on the FSA register (www.fsa.gov.uk/register) under reference 303863.
Your home may be repossessed if you do not keep up repayments in a mortgage or any other debt secured on it.
Calls may be recorded for training and monitoring purposes.