The guidance and/or advice contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK only.
As an independent mortgage broker that has been trading successfully for over 18 years we have a wealth of experience and knowledge of the UK mortgage market.
We access the whole of the UK market enabling us to find you the best deal around and we provide a full advice and recommendation service.
Price comparison websites are actually intermediaries or brokers, but where they simply pass you onto a lender for a commission, we actually guide you through the whole application process, advising and representing you until your new mortgage or remortgage completes.
We can advise you on the type of mortgage, the ideal term and the ideal lender to suit your particular needs. We can match your budget to your monthly repayments and also arrange mortgage payment protection insurance so you do not run the risk of having your house repossessed should you loose you job in the current recession.
Call us on 01625 503000, or apply here.
If you are over 55 years old, you could consider taking a lifetime mortgage that could free up cash from your equity to either provide you with an income boost into retirement, clear up all your debts or even fund that special purchase you have always dreamed of.
Please note that a lifetime mortgages can affect your eligibility for grants and state benefits and are not suitable for all circumstances.
Call us on 01625 503000, or apply here
If you have ever been refused for a loan or credit card, do not despair as we can also arrange specialist Sub-Prime mortgages for people who have a history of missed mortgage payments, defaults or even County Court Judgements.
Call us on 01625 503000, or apply here
We can arrange buildings, contents, payment protection & income protection insurance.
Call us on 01625 503000, or apply here
The overall cost for comparison is 6.1% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration. Adding existing debts to your mortgage will both extend the repayment term and increase the overall cost of the debt.
There will be a fee charged for mortgage advice. Our typical fee is £2500 for all types of mortgages except Lifetime Mortgages, which will be charged at £395 + 2% of the total loan amount. Example: a £50,000 lifetime mortgage loan, the fee payable would be £395 + 2% of £50,000 (£1,000) = £1,395. All advice fees are payable upon completion. Moneypoint Finance Limited is authorised and regulated by the Financial Services Authority, and is entered on the FSA register (www.fsa.gov.uk/register/home.do) under reference 303863.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Calls may be recorded for training and monitoring purposes.